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Saruman, you haven't been in these people's shoes, so you have no right to judge them. From your lofty position of 18 years and your level of awareness, you, of course, believe that you would never fall for such a thing.
But in general, I'll note that by calling scammers "swindlers," we subconsciously justify them, as if blaming the victims of fraud: they're just fools, that's all. There's no need to turn everything upside down. People were swindled – it's their own fault; they shouldn't have listened to the eloquent swindler and his advertisement. A girl was raped – it's her own fault; she shouldn't have been walking home late. A person's car was stolen – well, why did he leave his expensive car in the parking lot; he was asking for it. An entrepreneur was killed – ah, he was making a lot of money, so he deserved it.
What kind of lumpen ideology is this?! We justify criminals with any arguments. You might think that the defenders of Mavrodi see their place not among the majority of relatively honest people ("fools"), but among those who exploit this population.
Thank goodness that in our courts, the argument "the victims are just fools, no one forced them to believe the swindler" is not yet considered grounds for an acquittal...