Nowaru

Equipment: A carriage pulled by a pair of rather aggressive four-legged birds, or perhaps not birds, but feathered beasts.

Does a destitute aristocrat also get one?

-- Hello, would you like to pawn your carriage at our pawnshop?
-- No, give me the money.
-- ?
-- Give me the money, or my four-legged, bird-like creatures will eat you!