Losses are a tricky thing. You can't change that with any templates. You need to improve your skill. Personally for me, a loss is a risk taken in a bad position that didn't pay off. If everything is fine, there's no need to go in if you're not sure.
I suppose I disagree. A loss in an angel external dwelling on Jebus Cross is a risk not due to a bad position. Losses usually happen because of maintaining a good tempo, and there can be plenty of examples.
Зима 2011-12.