Ment
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At the start of the game, a character is given 6 skill points. Unlocking a unique specialty requires 2 points, a magical school, and basic skills require 1 point.
That is, for example, can a Nihon-ja take Temple to 2, Path of the Warrior to 2, and have 3 skill points remaining?
It seems a bit harsh, but that's how it is...