I also suggest giving lower-tier creatures in the army 20% vulnerability to fire and 20% resistance to water.
Here are the schemes for obtaining second-tier skills:
Chaos - Lord of Cold
====================== Deadly Cold
Chaos - Magic Drain
Summoning - Fog Cloud
====================== Water Warriors
Summoning - Lord of Spells
Light - Protector - Water Resistance - Twilight
Darkness - Lord of Pain - Cursed Land - Eternal Darkness
Luck - Deadly Misfortune
====================== Lucky Sorcerer
Luck - Soldier's Luck
Added after 12 minutes
I've created a logistics scheme.
Logistics - Pathfinding - Silent Hunter - Plundering.