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I wandered around the city, killing zombies that attacked me. Then I went to Set, chatted with him, and he attacked me too. I killed his team, but after that, those who were peacefully living in the houses also started attacking. In the end, I cleared out the entire Necropolis, except for the two children of the Cathedral and the friendly ghouls living in the sewers.
I brought the chip to the shelter, and the quest about the water thief ended prematurely. It's a bit disappointing, but it seems the guard himself stole the water (I checked his inventory using the "steal" skill).
Then I went to all the cities. This silly girl still hasn't been kidnapped by the raiders... maybe because I killed them? Although, maybe someone else is kidnapping her.
Next, I went to Junktown and finally got rid of those dead bandits. It turns out this quest was time-sensitive. I convinced a girl from their gang to betray her friends, and she agreed. I went to the sheriff, and the quest was completed. I also killed the doctor who was supplying human meat to the Hub. And yes, a member of the Children of the Cathedral appeared in this city. And I finally hired another mercenary. There's a bar there that's open in the evenings, but I didn't notice it before.
Then I went down to the Hub and visited the creditor. He was angry because I killed Decker. He attacked, and he paid for it. I took some money from his safe.
Now I want to join the caravan...