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Without the first strike, the witcher takes damage from the enemy's attack - therefore, melee combat 3 or a spell is necessary.
The enemy must retreat when attacking!!! Because fear prevents a counterattack if the creature does not retreat.
Morale - here everything is not so simple - when morale triggers, the attack is performed earlier, and the retaliatory attack does not have time to recover - this has been confirmed by bitter experience. I somehow suppressed the confusion with morale - I don't remember how.
Otherwise, everything is correct.
Техника в руках индейца мертва.
Справочник по НоММ-4 http://handbookhmm.ru/pamyatka-dlya-heroes-iv.html
Памятка по НоММ-3 http://handbookhmm.ru/pamyatka-dlya-homm-iii.html
и HotA http://handbookhmm.ru/vyishla-obnovlennaya-pamyatka-dlya-homm-iii-hota.html
Справочник по НоММ-4 http://handbookhmm.ru/pamyatka-dlya-heroes-iv.html
Памятка по НоММ-3 http://handbookhmm.ru/pamyatka-dlya-homm-iii.html
и HotA http://handbookhmm.ru/vyishla-obnovlennaya-pamyatka-dlya-homm-iii-hota.html