atlant108
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I haven't found any manuals or skill wheels for version 3.1 in Russian. In 3.0, there was a -10% penalty to initiative and damage; in 3.1, it became -10% to initiative and -25% to damage. The rest is likely a rounding issue. Perhaps the in-game description is incorrect; I didn't pay attention.
Colleagues, I'm posting a new skill wheel (version 3.03) +
a brief guide (introductory) for version 3.0 in Russian and a
complete, revised, fan-made guide for version 3.0 (Russian language). You can download it here: http://heroes.ag.ru/heroes5/advices/