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I agree with the Lawyer. The "balance" of a template in SoD is a very relative and debatable concept. There are only preferences and experience. The only case in the history of Heroes 3 where skill determined more than 70%, and luck accordingly less than 30%, is h3dm1 full-WT with a start with identical heroes and new hives/confluxes, because this type of game takes into account absolutely all the knowledge and skills of the player.