I understand that the start in Warlords was better, but you say that 67+8.20 wasn't enough, while 21+8+1 is okay... it doesn't quite add up.
I'm definitely slow, but I needed 21+8+1 so much that even Jeb's build wouldn't have been enough for me, in my opinion, it's a more time-consuming template. So I'm not surprised at all that 67+8.20 wasn't enough there.