in short, culture +1, health -1
I don't recommend it
there seems to be not health -1, but only lifespan -1
and you're scaring people :p
Added 7 minutes later
4. Now I'll tell you how I choose colors)))
...
I take an eyedropper (most likely a pipette in the Russian version, I don't know) and move it around the image in search of suitable colors
I take List of colors (compact)
or (more often) I look at specific lists of "Shades of..." — here here here.

В тихой однообразной жизни всегда так бывает: каждый отдельный день бесконечно долог, но месяцы и годы мчатся с непостижимой быстротой.
I wanted to offer you some flowers, but a crown would suit a princess like you much better
Смысл жизни в том, что жизнь на тебе не заканчивается