However, with VT-style controls like 4000+500, you should consider the optimal use of the timer because half an hour is half of your reserve.
And yes, in the mid-to-late game, the timer is often more useful than money and troops. Therefore, it's often more beneficial not to break a tough gnome stronghold on turn 117, but to break it on turn 121 quickly and easily, even if you lose half a day of tempo. This loss will be forgotten in a week, but the extra 15 minutes of timer will remain.