No, otherwise skills that simply give stat bonuses (like the first level of Knight) would look strange. Besides, Revan already mentioned that characteristics are determined by race, abilities, and biography.
Okay, I understand. Then I'll invest in...
Might and Magic I ---> Might and Magic II (9 points), + Energy Surge (Fire) (2 points), + Brain Blast, Magic Shield (4 points), + Catharian Assassin I (3 points).
9 + 2 + 4 + 3 = 18 points. 0 points remaining.
Race: Catharian. I'll post the rest later in a separate post.
Or the racial skill isn't taken into account... Something like that, I'll edit it later.