DISCUSSIONS on “Rules for online games in HoMM3 and formulas for calculating player rating.”

Let’s go back to the beginning of the discussion.

You’re going straight to kill the opponent. No mana, but in the creature slot there’s a well. And you know the opponent has no mana. He attacks with a scout hero on a serpent, like casting something not too important — and surprise — he sees a saving gap in the terrain. Naturally, he hides. Not enough money to buy back — GG. Ridiculous?
I really want to see an answer specifically to this question.