Creatures... Angel/Archangel grants +1 to morale for all troops, Bone/Ghost Dragon grants -1 to morale for all enemies. Minotaurs always have positive morale, regardless of who they are with and who they are against. Hobbits always have positive luck, and Devils/Archdevils reduce the enemy's luck.
Terrain. Holy ground gives +1 to morale for good creatures and -1 for evil creatures, while devil's fog does the opposite.
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