Regarding the Violation System.

Yes, I agree, 100 points should be awarded for using inappropriate language. No less. There should be no place for this on our forum.

Is there any penalty in your system that is less than 100 points? :)
Just a reminder, 100 points equals a ban. And sometimes a person might swear in the heat of the moment; it's unlikely that they should be banned immediately for that. Unless it's the kind of case that Pete described.