Saruman
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If we assume that I have a 10% chance of getting the "Voice" skill, it will only activate after 50 attempts, which means I practically have no bonus skills! Infrastructure is not a factor here. I suggest introducing a small effect that increases with level. This way, the penalty is reduced to 15 silver, plus a bonus for feeling good after a hearty meal. I leave the tavern and continue on my journey. By the way, what is 200 copper worth in silver?