<Ivor>
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I've made a slight adjustment. A player can discard all templates except one if the opponent forfeits.
It's logical to assume that the player who forfeits will ultimately choose the template.
What merits does a player who forfeits first and refuses to pay for discarding deserve to receive the free right to choose, or even an additional payment? Their opponent should have the right to pay to complete the discarding process. Otherwise, the purpose of such a system is unclear.