I decided to earn some money and sailed to the ruins. :) You can take quests for money and experience. Let's say I'm leveling up a priest, but I want to earn the Amulet of the Green Man or (how noble!) save Frostgard. Then I go to the NPC who initiates you into the druids and ask for a quest. If it's available (if I have a healer who hasn't been leveled up to a priest yet), a list of candidates will appear. But since I need to become a priest, I just click "OK" without choosing anyone.
The same goes for the Lich. The Scholar takes both quests.
You don't necessarily have to go on foot - you can place Lloyd's Beacon in front of the cave - GM, I think, of the Element or Spirit - I don't remember, maybe he can read it in the presence of monsters (mine, I think, was a weak one, and the priest had infinite "divine intervention"). And then you clear the chests (there are two of them) and leave.
And also about the Hand of the Gods - it's probably a bug. Because the description says that the gods ask for a considerable price for it:confused:
When the chests stopped upgrading, I was told that I probably left on foot. :(
What sword? And I didn't manage to fully equip the Lich (there's a set of artifacts there that are only available to Scholars and Liches). :(