The idea of requiring a contribution is utopian. It has been tried before, and it didn't work. Plus, it creates a lot of hassle with fundraising, and it also discourages players.
As an alternative, consider factoring technical defeats into the rating.
P.S. I'll compile the table for the Warlord players. It seems I'll also have to do it for the Shades of Darkness players since Avern has disappeared.
Everything is fine :).
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