Hostor, just so you can't ignore it, I'll write it here.
I don't have time to collect loot because Alt+Left Mouse Button interrupts the attack. In most cases, I run alongside Revan and attack together with him (of course, not as effectively). There's no loot left after the fight. Occasionally, I grab a ring/stone/rune from a chest – that's normal. I also wear mediocre gear. That's why I retreat to replenish my health/mana.
I actually offer good items by class to my teammates.
I hardly touch altars at all; I mostly use wells to regenerate. There hasn't been a situation with a double altar <_<
And I've stopped retreating. I always wait; I don't kamikaze into a group of 5 monsters alone. There was only one instance where everyone teleported, and I just came out of the dungeon, and then waited for another couple of minutes for you to arrive from the arena. I killed a couple of nearby monsters – that's not a sin <_<
I hope you'll see that I'm also right. And I think Revan/Ar will confirm it.
P.S. Yesterday, there was a very funny moment in the game: Hostor suggested (probably jokingly) that we "leave." I declared war on him (and therefore on the rest of the party), and we went into the forest to talk.
Actually, I had already seen how the opponent's health was about to be reduced to zero, but then Ar (and his crew) and his brother showed up. They froze me, and I couldn't catch up to Hostor. And then they put me in a cage and attacked from a distance. So, I opened a portal and went to town.
