[ANOTHER FLAME WAR] Are dragons overpowered or not?

figure out where I live, find out how to get there (by the way, you won't be able to get to my city, you're not allowed there), get there, find me specifically, find out the way I can be killed, and finally, kill me.

It's easy to do. IP address, provider, name, date of birth, place of residence, phone book, lists of students in educational institutions. And the person is like an open book.

but you will get access to the city only after a very long time; if you have a million, you can buy an apartment there, and you will be able to get to the city.

Nonsense. If you do it "the right way," you can easily get a pass. If not, it's easy to find a loophole anywhere. In the worst case, you can just bribe someone if you don't want to bother. Although, for the most part, the person doesn't care.
And then there's a knock at the door. An assassin with empty eyes is standing at the threshold.
All the best.