Give me 100 rubles, and I’ll make you a king!

Besides, people enjoy having a well-"leveled" and equipped character, as they can show it off to other players.

Exactly. This proves that in MMORPGs, skill doesn't matter. If you have great gear, awesome skills, and a ton of HP, you're invincible :smile04:. But if you take, for example, Shooters, then skill is what matters, and whether you have money or not won't help you :D