Zoltan is not the best choice against Humans and Dwarves. You should focus on mass light spells and use them on your troops. Zoltan's proficiency will be useless because you won't cast the same light spell twice anyway.
As soon as possible, you can also take summoning magic to level up and achieve elemental balance.
Leadership should always be taken against Necropolis. To avoid too many problems from Zoltan's dark magic, take magic resistance, Master of Blessings, or Darkness Nullification from dark magic.