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Dear Gur!
Food, clothing, and shelter are basic necessities. Many people waste large sums of money that they or their ancestors have accumulated. But many invest in metals, stones, housing, stocks, bonds, and other investments so that their children can live without worries. If investments are made in production, then that production introduces its own modernizations, purchases equipment, which subsequently affects the product being produced, resulting in improvement + profit.
Sincerely, Timi.