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Little Dragon, thank you for the detailed answer. I just have one small request - please explain the more specific criteria for eroticism (because it's not clear why a naked fairy or succubus is acceptable, but a naked woman is not... and what pose will be considered erotic, and what won't. And if a female character of a certain race is wearing a bodice, sitting down, but without "protection for the lower part" (but this is not visible because she covers it with her leg... although even this is barely visible - it's a weak hint)?

Everything below is purely my opinion, sorry if I'm wrong :o
In general, in my opinion, a creature can be as naked as it wants, but if it (she) behaves naturally, as if that's how it should be - there's nothing wrong with that, it's her normal state :) But if a girl is all posed in an erotic way, then she can be dressed or in underwear, it will still be perceived as... unnatural, provocative... For example, I'll explain with pictures ;) In the first one, the girl in the fire doesn't look very sexy (I don't have such pictures), but you have to agree - it's provocative and somehow inappropriate. The girls in the second one (they are small, though) look normal, even though they are naked, but they are perceived adequately :)
Again, I repeat - all this is my personal view, others may have different views... personally, I am more relaxed about nudity, and for me, not all nudity is pornography ;)

P.S. Now you have a normal avatar ;)