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And if this... And if that... - all of this is just an ordinary, meaningless dialogue with someone... There are different opinions on these topics, like if "he" always responds, or if "he" doesn't get a response... and everyone will argue in favor of what they personally encounter more often. But let's approach this question more rationally. Respected Sage has already explained in detail why morality is better. Just read the earlier posts in this thread.
"Единственное, что можно сказать с уверенностью об удаче - она изменит..."