Ann attacks Bandit1
Miss
Bandit1 receives (crit) (65-10%)+45=103 damage (47/150)
Miss
Bandit1 attacks Ann
Miss
Bandit2 attacks Ann
Ann receives 40-10%=36 damage (184/220)
Bandit3 moves
Bandit4 moves
Bandit5 moves
Bandit6 moves
Bandit7 moves
Bandit8 moves
Bandit Leader attacks Ann
Ann receives (crit) (130-10%)+66=183 damage (1/220)
Ann attacks Bandit1
Bandit1 receives (65-10%)=58 damage (-11/150)
Bandit2 attacks Ann
Ann receives 40-10%=36 damage (-35/220) -> Amulet of Light -> (220/220)
Bandit3 attacks Ann
Ann receives 40-10%=36 damage (184/220)
Bandit4 attacks Ann
Ann receives 40-10%=36 damage (148/220)
Bandits 5-8 move/skip their turns
Bandit Leader attacks Ann
Ann receives (130-10%)=117 damage (31/220)
Ann attacks Bandit Leader
Miss
Bandit Leader receives (65-10%)=58 damage
Bandit Leader receives (65-10%)=58 damage (84/200)
Bandit2 attacks Ann
Ann receives 40-10%=36 damage (-5/220)
Fortunately (or unfortunately) for the defeated, the bandits did not disregard her feminine dignity. Instead, they dismembered her and cooked her over a fire - there was a shortage of provisions in the desert, and therefore villains like them did not disdain such cuisine.
The bandits gain a level.