Now, the most annoying crashes are caused by excessively large objects that overload the memory, causing the game to crash. The penultimate version of the Lizardmen in RTF crashed due to the enormous model of the forest. Mods that add new recruitment backgrounds personally crash on my low-end PC in the middle of the game (and the game also takes a long time to load these backgrounds).
There are probably other reasons, but I don't know them all.