Ple-Sen
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It's not that I'm against it, but I still have your 500 coins, and I missed the opportunity to return them. Considering the gift from Ixora (if I don't get the chance to give something else, or the only suitable gift isn't cheaper than 500 coins) and the stipend from Leila, even without any other spending, it will barely be enough to pay off this debt by Nira's birthday. Unless I rely on quest rewards or some way to earn extra money. So, it's up to you to decide. Although, from a role-playing perspective, it would be better for me to pay myself, so all that's needed from you is the willingness to wait a little longer. Besides, Bella and Varya are right behind you.