Ad aspera

So, to summarize:

When generating a character, by default, they have 20 HP, 30 MP, and 2 Attack.

Attack is only spent on unlocking branches in post #4, and the skills in those branches are purchased with MP.
The branches of race and religion (including two magic skills and Greatsword) from posts #5 and #6 are obtained for free, by default, if the character has the corresponding origin, and the skills in those branches are also purchased with MP.

Is that correct?