1. When traveling through the slums, there is a 50% chance of being robbed; success in keeping your belongings depends on your Observation skill. A successful Observation check leads to a conflict with a gang of local bandits.
4. In "The Drowned Man," the cost of lodging is 2 seliks per person, but firstly, travelers are robbed with 100% probability, and secondly, last week there was a beer festival similar to the Tamphan one (requires OS); after its completion, again, all belongings were taken from the participants, and sometimes they themselves were captured in one of the basements.
5. In the black market, you can buy many good things, and surprisingly, of proven quality, but hardly obtained legally.