Нэйко
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16.5 (1 from each, including Jert) + 16 in the treasury. Another 7 if Neyra shares Jert’s savings. In total, that’s either 32.5 or 39.5. 20 goes towards the book. That leaves 12.5/19.5 coins. A scroll costs 3 coins. That leaves 9.5/16.5. If Neyra shares, we can buy a cloak. And have one person duel. If she doesn’t lend, then we have enough for 4 duels and a map.
