How is speed calculated? Either I've forgotten how to count to ten, or I don't understand where I got seven from.
6 and 7 are right next to each other. He probably made a typo.
Is this for heavy armor? And what speed penalties would there be for them?
You didn't specify which armor, so I calculated it as an average. You can take heavy armor with a -45 penalty, considering you have the skill to wear it.