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I chose all the rest stops. But in the end, it turned out for the better. The nearest village turned out to be my hometown, and that's where I found a stable for horses. I only managed to build on the first one in terms of finances. 2 cons and 3-4, I started taking them at level 131, when they gave me oil.
I cleared the TP and DD on the first try in GM.
Thanks for the game.