If the game is played on a saved game, especially in the early stages, it is quite acceptable to use a technical win if the game has not been completed. However, if one of the players intentionally avoids finishing the game, having a clearly worse position, the opponent has the right to insist on writing a report.
However, if the game has been played, and the players decided not to write a report, I am strongly against such disagreements and have expressed my opinion on this more than once. In order for the rating to be objective, all games must be counted.
I completely agree.

