Hmm. Auto-translated

You are all wrong, because the answer depends on how he ended up under the truck.

I was just walking down the street when a drunk driver hit me.

well, then you were unlucky.

Obviously, he wasn't lucky. The fact that he managed to minimize losses in the disaster is not luck. But if, after that, the unfortunate driver paid him hundreds of millions, and the guy could buy himself a house and not have to work for the rest of his life, which he would never have been able to do under normal circumstances, then yes, that would be luck.

My brother once hit a motorcyclist a few years ago and has been paying him 100 hryvnias a month ever since...

It would be better to donate that much to the Temple; it would be more beneficial.